Welcome! Here you will find homes for sale in Germantown, Gaithersburg, Montgomery Village, Rockville, North Potomac, Darnestown, Potomac, Bethesda, Kensington, Chevy Chase, Wheaton, Damascus, Silver Spring and Takoma Park, as well as nearby counties in Maryland and Virginia.

My goal is to help you find the information you need to make informed decisions about buying or selling a home.

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		What's for Sale? Search all local listings. If a home is for sale, you will find it with this complete, up-to-date search engine.

		Or, Search all local listings AND RECEIVE AUTOMATED EMAILS whenever a home comes on the market that meets your requirements. Stay ahead of the competition.

		See Murray's featured homes Find comprehensive information, including photos and virtual tours, on homes listed by Murray and some of his co-workers.

		How much did that home sell for? Enter any address, ANYWHERE IN THE UNITED STATES, for an immediate answer. When prompted, insert only the street name of the property you are interested in. You will then be given the most recent selling price of every home in that neighborhood.

		How do I inspect a home I may want to buy? Make the most of that initial visit. Learn what to look for, what's important, what's not.

		How do I get my own home ready to sell? What do buyers value most? Which improvements are worth spending money on? Which improvements don't affect value very much?

		How much is my home worth? For a serious answer, invite Murray into your home to do a proper inspection and evaluation. Or, Murray can offer you an estimate by Email, if you provide him with some basic facts about your property.

		What type of mortgage is best for me? What are the choices? How do I find the best rate?

		What are credit scores? How do they affect my buying power? How can I improve mine?

		What happens at Settlement? What can I expect? What is expected of me?

		Where do I get comprehensive information about local local schools? Here.

		How do I lower my homeowner's insurance costs?

		How do I find a good moving company?

		What's the best travel route to my job? Where are the most convenient roads? How can I avoid heavy traffic? Where do the buses stop? Where are the Metro stations?

		Who owns that house down the street? When did they buy it? How much did they pay? How much land does it have? What is the shape of the lot? Welcome to the Maryland Real Property website.

		Why List with Me?" Find out how I can leverage my website to sell you home

		Tell me everything I need to know about Montgomery County, its cities and towns. Pick and Click All Montgomery County Bethesda Chevy Chase Damascus Darnestown Gaithersburg Germantown Kensington Montgomery Village North Potomac Rockville Potomac Silver Spring Takoma Park Wheaton Garrett Park Washington Grove Town of Glen Echo IMPORTANT LOCAL PHONE NUMBERS Montgomery County Pharmacies Local Services I Recommend
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School Reports in Germantown, Gaithersburg and Montgomery County, Maryland

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Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Germantown, Gaithersburg and Montgomery County

Accepting An Offer >Purchase Negotiations

If you are selling your home, you should be prepared for the day your first offer comes in. When your real estate agent calls to say there is an offer on your home, you will naturally get excited. When your agent describes the offer, you will probably experience an adrenaline rush. Whether the offer is good or bad, you should just remain calm--and discuss a counter-offer with your agent. The negotiations of a purchase begin with the buyer's ideal terms and a counter offer that communicates the seller's ideal terms.

A good agent will look beyond the price when evaluating an offer. If the buyers' financial qualifications are shaky or the offer includes potentially problematic terms or conditions, your real estate agent should be there to minimize any risk to you and to address these items in your counter-offer. Your agent's job is not to make a decision for you, but to be sure that you understand fully what the offer includes and what is expected.

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Q	What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
A	Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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