Bethesda real estate MD, Gaithersburg real estate and Montgomery County real estate, home listings and homes for sale in Maryland - Murray J. Gould, REALTOR® Murray J. Gould REALTOR(r) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Murray J. Gould NUMBER1EXPERT(tm) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate

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Murray J. Gould, REALTORŪ, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Bethesda, Gaithersburg and Montgomery County Maryland home buying, real estate listings, and homes for sale in Bethesda, Gaithersburg and Montgomery County, MD
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Bethesda, Gaithersburg and Montgomery County Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Murray J. Gould, REALTORŪ, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Murray J. Gould
Gould Properties LLC

12404 Bobbink Court
Potomac
MD 20854
Office: 301 -674 -3668
Fax: 301-424 -0610
Email:: murgo1234@verizon.net

Twenty-three years ago Murray Gould came to real estate from a background in university teaching. Murray listens carefully, explains clearly, and protects his clients. Because his business depends on client satisfaction and subsequent referrals, he does everything in his power to exceed expectations, serving his clients well beyond just the one transaction. Murray's goal is to become his clients' personal Real Estate Consultant for Life.


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