Bethesda real estate MD, Gaithersburg real estate and Montgomery County real estate, home listings and homes for sale in Maryland - Murray J. Gould, REALTOR® Murray J. Gould REALTOR(r) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Murray J. Gould NUMBER1EXPERT(tm) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate

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Murray J. Gould, REALTOR®, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


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Services I Recommend: Bethesda, Gaithersburg and Montgomery County Maryland home buying, real estate listings, and homes for sale in Bethesda, Gaithersburg and Montgomery County, MD
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ANIMAL TRAPPING 

Phil Ardizzone
AT&R Trapping Service
P.O. Box 2442
Silver Spring, MD 20901
301-681-3965
301-370-5318 


ARCHITECTS 

Brenneman & Pagenstecher Architects
10605 Concord Street, Suite 1
Kensington, MD 20895
mail to: deanb@brenpag.com 

www.brenpag.com 

ATTORNEYS - FAMILY LAW 

Shelly D. McKeon
Law Offices of Shelly D. McKeon, Esq., LLC.
51 Monroe Street, Suite 1210
Rockville, MD 20850
301-251-0400
mail to: smckeon@mckeonlawfirm.com 


ATTORNEYS - PERSONAL INJURY, WORKERS COMP, CRIMINAL 

David C. Merkin
Merkin & Gritz, P.C.
22 West Jefferson Street, Suite 302
Rockville, MD 20850
301-217-9200
mail to: dmerkin@his.com 


CABINET MAKING 

Rudy Day
Watkins Cabinet Company
Sellman Road
Barnesville, MD 20838
301-972-8119
mail to: wcc@netstorm.net 


CARPET CLEANING 

Ray Tellier
White Knight
Gaithersburg, MD 2220877
301-972-2900 


CARPETING 

Phil Zuses - Capitol Floors Inc.
416 North Stonestreet Avenue, #7
Rockville, MD 20850
301-838-0584 


ELECTRICIAN 

Mike Ehrlich
301-831-5074 


ESTATE PLANNING/ACCOUNTING 

David Albert
Rubino & McGeehin
6905 Rockledge Drive
Suite 700
Bethesda, MD 20817
301-214-4183
mail to: DAlbert@rubino.com 

www.rubino.com 

ESTATE SALES 

Sharon Dean
Montgomery Estate Sales
Rockville, MD 20850
301-871-1643 


FINANCIAL PLANNING/ACCOUNTING 

W. Thomas Curtis, CFP
FSP Associates
841 Quince Orchard Boulevard, Suite H
Gaithersburg, MD 20878
301-258-0300 X 160
mail to: tom_curtis@fsp-associates.com 

www.fsp-associates.com 

FLOOR REFINISHING 

David Slone
301-922-4209 


HEATING & AIR CONDITIONING 

Jeff Hosford
Met-Aire Heating & Air Conditioning
24301 Stringtown Rd
Clarksburg, MD 20871
301-871-6494 


HOME IMPROVEMENT CONTRACTORS 

Bob Enders
(Minor repairs)
703-675-5859 

Igor Buckstein
Renovations
301-762-1095 


HOME INSPECTION 

Reggie Marston
Residential Equity Management
703-207-1690
703-644-0472 

Eric Carpenter
Investment Protection Co.
301-431-2544
800-966-4555 

Advanced Home Inspections
888-665-3232 

Phil Carls
The Carls Group
301-384-1650 

Brian Koepf
BK Home Inspections, Inc.
301-986-8850 


INSURANCE 

Steve Rose
State Farm
301-428-9100 


LANDSCAPING 

Bruce Allentuck
Allentuck Nursery & Landscaping
301-840-3811
mail to: BMAscape@aol.com 

www.allentucklandscaping.com 

MAILING SERVICES 

Pat Dunn
Direct Mail Express
1821 Narrows Lane
Silver Spring, MD 20906
301-774-0900 


MORTGAGE LENDERS 

Ken Bowen
Residential, Commercial, and Investor Mortgages
Vision Mortgage
6010 Executive Boulevard
Rockville, MD 20855
301-908-7617
mail to: k.bowen@visionmortgage.com 

David Roth
Kinecta Federal Credit Union
301-428-5985
703-288-0989 

Judy Thatcher
Bank of America
301-571-1499
800-879-0780 


MOVING 

James Price
Price Brothers
Rockville, MD 20850
301-251-0536
301-251-8698 


PHOTOGRAPHY 

Ken Graham
301-869-8584
mail to: ken@kengraham.com 

www.kengraham.com 


PIANO LESSONS 

Suzanne Ferrall 301-657-3827
Nancy Hallstead 301-530-7348
Alex Karousatos 301-434-2471
Bonniee Kellert 301-340-0765
Aglaia Koras 301-365-3385
Jean Lauderdale 301-656-9029
Ingrid Mongini 301-229-1653
Sophia Pallas 301-493-6188
Mary Schwinn 301-951-8422
Luba Turkevich 301-279-7739
Gloria Youn 301-838-9445 


PIANO TUNING 

James Colwell
301-996-2588 


PLUMBING 

Nick DiBattista
DiBattista Plumbing
1059 Taft Street
Rockville, MD 20850
301-871-1644 


PRINTING 

Terry & Aline Springer
Germantown Copy Center
12810 Westeria Drive
Germantown, MD 20874
301-428-0196
mail to: germantowncopy@juno.com 

www.germantowncopy.com 


REAL ESTATE SETTLEMENTS 

Classic Settlements
301-921-2667
6 Montgomery Village Avenue
Gaithersburg, MD 20879
mail to : cs@settlements.com 

www.settlements.com 

John R. Llewellyn
301-528-5500
20270 Goldenrod Lane
Germantown, MD 20876
servicetitle@mindspring.com 


ROOFING 

Stephen L. Barrett
Barrett Contracting
Gaithersburg, MD 20877
301-258-9432
mail to: househunter@mris.com 


TERMITE AND PEST CONTROL 

Mickey Bass
240-674-3693 


TREE SERVICE 

Craig Hewitt
Tree Service
301-589-1401 


VETERINARIANS 

Drs. Dan & Mike Berbert
Gaithersburg Animal Hospital
280 N. Frederick Avenue
Gaithersburg, MD 20877
301-948-2828 

www.myvetonline.com/gaithersburgah 


VIDEOGRAPHY, VIDEO EDITING & CUSTOM MUSIC 

Steven M. Woehrle
Videography, Video Editing & Custom Music
301-258-7804
mail to: Webster@worlimusic.com 

www.worlimusic.com 


WELL & SEPTIC TESTING 

Kappe Associates, Inc.
100 Worman’s Mill Court
Frederick, MD 21701
301-846-0210
mail to: kappe@erols.com 

www.kappe-inc.com 




Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?

A 
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
See More Real Estate Trivia >

School Reports
See the nation's top rated reports for Schools in Bethesda, Gaithersburg and Montgomery County >


Affiliates




Murray J. Gould, REALTOR®, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Murray J. Gould
Gould Properties LLC

12404 Bobbink Court
Potomac
MD 20854
Office: 301 -674 -3668
Fax: 301-424 -0610
Email:: murgo@comcast.net

Twenty-three years ago Murray Gould came to real estate from a background in university teaching. Murray listens carefully, explains clearly, and protects his clients. Because his business depends on client satisfaction and subsequent referrals, he does everything in his power to exceed expectations, serving his clients well beyond just the one transaction. Murray's goal is to become his clients' personal Real Estate Consultant for Life.


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