ANIMAL TRAPPING Phil Ardizzone
AT&R Trapping Service
P.O. Box 2442
Silver Spring, MD 20901
301-681-3965
301-370-5318
ARCHITECTS
Brenneman & Pagenstecher Architects
10605 Concord Street, Suite 1
Kensington, MD 20895
mail to: deanb@brenpag.com  ATTORNEYS - FAMILY LAW Shelly D. McKeon
Law Offices of Shelly D. McKeon, Esq., LLC.
51 Monroe Street, Suite 1210
Rockville, MD 20850
301-251-0400
mail to: smckeon@mckeonlawfirm.com
ATTORNEYS - PERSONAL INJURY, WORKERS COMP, CRIMINAL
David C. Merkin
Merkin & Gritz, P.C.
22 West Jefferson Street, Suite 302
Rockville, MD 20850
301-217-9200
mail to: dmerkin@his.com
CABINET MAKING
Rudy Day
Watkins Cabinet Company
Sellman Road
Barnesville, MD 20838
301-972-8119
mail to: wcc@netstorm.net
CARPET CLEANING
Ray Tellier
White Knight
Gaithersburg, MD 2220877
301-972-2900
CARPETING
Phil Zuses - Capitol Floors Inc.
416 North Stonestreet Avenue, #7
Rockville, MD 20850
301-838-0584
ELECTRICIAN
Mike Ehrlich
301-831-5074
ESTATE PLANNING/ACCOUNTING
David Albert
Rubino & McGeehin
6905 Rockledge Drive
Suite 700
Bethesda, MD 20817
301-214-4183
mail to: DAlbert@rubino.com ESTATE SALES Sharon Dean
Montgomery Estate Sales
Rockville, MD 20850
301-871-1643
FINANCIAL PLANNING/ACCOUNTING
W. Thomas Curtis, CFP
FSP Associates
841 Quince Orchard Boulevard, Suite H
Gaithersburg, MD 20878
301-258-0300 X 160
mail to: tom_curtis@fsp-associates.com FLOOR REFINISHING David Slone
301-922-4209
HEATING & AIR CONDITIONING
Jeff Hosford
Met-Aire Heating & Air Conditioning
24301 Stringtown Rd
Clarksburg, MD 20871
301-871-6494
HOME IMPROVEMENT CONTRACTORS
Bob Enders
(Minor repairs)
703-675-5859 Igor Buckstein
Renovations
301-762-1095
HOME INSPECTION
Reggie Marston
Residential Equity Management
703-207-1690
703-644-0472 Eric Carpenter
Investment Protection Co.
301-431-2544
800-966-4555 Advanced Home Inspections
888-665-3232 Phil Carls
The Carls Group
301-384-1650 Brian Koepf
BK Home Inspections, Inc.
301-986-8850
INSURANCE
Steve Rose
State Farm
301-428-9100
LANDSCAPING
Bruce Allentuck
Allentuck Nursery & Landscaping
301-840-3811
mail to: BMAscape@aol.com MAILING SERVICES Pat Dunn
Direct Mail Express
1821 Narrows Lane
Silver Spring, MD 20906
301-774-0900
MORTGAGE LENDERS
Ken Bowen
Residential, Commercial, and Investor Mortgages
Vision Mortgage
6010 Executive Boulevard
Rockville, MD 20855
301-908-7617
mail to: k.bowen@visionmortgage.com David Roth
Kinecta Federal Credit Union
301-428-5985
703-288-0989 Judy Thatcher
Bank of America
301-571-1499
800-879-0780
MOVING
James Price
Price Brothers
Rockville, MD 20850
301-251-0536
301-251-8698
PHOTOGRAPHY
Ken Graham
301-869-8584
mail to: ken@kengraham.com
PIANO LESSONS
Suzanne Ferrall 301-657-3827
Nancy Hallstead 301-530-7348
Alex Karousatos 301-434-2471
Bonniee Kellert 301-340-0765
Aglaia Koras 301-365-3385
Jean Lauderdale 301-656-9029
Ingrid Mongini 301-229-1653
Sophia Pallas 301-493-6188
Mary Schwinn 301-951-8422
Luba Turkevich 301-279-7739
Gloria Youn 301-838-9445
PIANO TUNING
James Colwell
301-996-2588
PLUMBING
Nick DiBattista
DiBattista Plumbing
1059 Taft Street
Rockville, MD 20850
301-871-1644
PRINTING
Terry & Aline Springer
Germantown Copy Center
12810 Westeria Drive
Germantown, MD 20874
301-428-0196
mail to: germantowncopy@juno.com
REAL ESTATE SETTLEMENTS
Classic Settlements
301-921-2667
6 Montgomery Village Avenue
Gaithersburg, MD 20879
mail to : cs@settlements.com John R. Llewellyn
301-528-5500
20270 Goldenrod Lane
Germantown, MD 20876
servicetitle@mindspring.com
ROOFING
Stephen L. Barrett
Barrett Contracting
Gaithersburg, MD 20877
301-258-9432
mail to: househunter@mris.com
TERMITE AND PEST CONTROL
Mickey Bass
240-674-3693
TREE SERVICE
Craig Hewitt
Tree Service
301-589-1401
VETERINARIANS
Drs. Dan & Mike Berbert
Gaithersburg Animal Hospital
280 N. Frederick Avenue
Gaithersburg, MD 20877
301-948-2828
VIDEOGRAPHY, VIDEO EDITING & CUSTOM MUSIC
Steven M. Woehrle
Videography, Video Editing & Custom Music
301-258-7804
mail to: Webster@worlimusic.com
WELL & SEPTIC TESTING
Kappe Associates, Inc.
100 Worman’s Mill Court
Frederick, MD 21701
301-846-0210
mail to: kappe@erols.com 
Financing Your Home >Financing Clauses
Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.
Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.
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| Q |
What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
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| A |
Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
