Bethesda real estate MD, Gaithersburg real estate and Montgomery County real estate, home listings and homes for sale in Maryland - Murray J. Gould, REALTOR® Murray J. Gould REALTOR(r) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Murray J. Gould NUMBER1EXPERT(tm) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate

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Murray J. Gould, REALTORŪ, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


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About Murray J. Gould?: Bethesda, Gaithersburg and Montgomery County Maryland home buying, real estate listings, and homes for sale in Bethesda, Gaithersburg and Montgomery County, MD
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Meet Murray J. Gould
 

Twenty-three years ago Murray Gould came to real estate from a background in university teaching. Murray listens carefully, explains clearly, and protects his clients. Because his business depends on client satisfaction and subsequent referrals, he does everything in his power to exceed expectations, serving his clients well beyond just the one transaction. Murray's goal is to become his clients' personal Real Estate Consultant for Life.

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?

A 
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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Murray J. Gould, REALTORŪ, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Murray J. Gould
Gould Properties LLC

12404 Bobbink Court
Potomac
MD 20854
Office: 301 -674 -3668
Fax: 301-424 -0610
Email:: murgo1234@verizon.net

Twenty-three years ago Murray Gould came to real estate from a background in university teaching. Murray listens carefully, explains clearly, and protects his clients. Because his business depends on client satisfaction and subsequent referrals, he does everything in his power to exceed expectations, serving his clients well beyond just the one transaction. Murray's goal is to become his clients' personal Real Estate Consultant for Life.


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