Murray Found Us A Buyer In A Little Over A Month!
Our home had been listed for fifteen months with our first agent before we decided to talk to Murray about our situation.
Stephen & Susan Mondello
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Bethesda Real Estate MD | Gaithersburg Real Estate | Montgomery County Real Estate MD | Maryland Home Listings & Homes For Sale

Welcome! Here you will find homes for sale in Germantown, Gaithersburg, Montgomery Village, Rockville, North Potomac, Darnestown, Potomac, Bethesda, Kensington, Chevy Chase, Wheaton, Damascus, Silver Spring and Takoma Park, as well as nearby counties in Maryland and Virginia.

My goal is to help you find the information you need to make informed decisions about buying or selling a home.

CLICK ON ANY LINK BELOW TO START YOUR JOURNEY

		What's for Sale? Search all local listings. If a home is for sale, you will find it with this complete, up-to-date search engine.

		Or, Search all local listings AND RECEIVE AUTOMATED EMAILS whenever a home comes on the market that meets your requirements. Stay ahead of the competition.

		See Murray's featured homes Find comprehensive information, including photos and virtual tours, on homes listed by Murray and some of his co-workers.

		How much did that home sell for? Enter any address, ANYWHERE IN THE UNITED STATES, for an immediate answer. When prompted, insert only the street name of the property you are interested in. You will then be given the most recent selling price of every home in that neighborhood.

		How do I inspect a home I may want to buy? Make the most of that initial visit. Learn what to look for, what's important, what's not.

		How do I get my own home ready to sell? What do buyers value most? Which improvements are worth spending money on? Which improvements don't affect value very much?


		What type of mortgage is best for me? What are the choices? How do I find the best rate?

		What are credit scores? How do they affect my buying power? How can I improve mine?

		What happens at Settlement? What can I expect? What is expected of me?

		Where do I get comprehensive information about local local schools? Here.

		How do I lower my homeowner's insurance costs?

		How do I find a good moving company?

		What's the best travel route to my job? Where are the most convenient roads? How can I avoid heavy traffic? Where do the buses stop? Where are the Metro stations?

		Who owns that house down the street? When did they buy it? How much did they pay? How much land does it have? What is the shape of the lot? Welcome to the Maryland Real Property website.


		Tell me everything I need to know about Montgomery County, its cities and towns. Pick and Click All Montgomery County Bethesda Chevy Chase Damascus Darnestown Gaithersburg Germantown Kensington Montgomery Village North Potomac Rockville Potomac Silver Spring Takoma Park Wheaton Garrett Park Washington Grove Town of Glen Echo IMPORTANT LOCAL PHONE NUMBERS Montgomery County Pharmacies Local Services I Recommend
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About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

	See All Tips In The "About Appraisals" Category >
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Q	Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
A	The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Murray J. Gould, REALTORŽ, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Murray J. Gould
Gould Properties LLC
12404 Bobbink Court
Potomac
MD 20854
Office: 301 -674 -3668
Fax: 301-424 -0610
Email:: murgo1234@verizon.net

Twenty-three years ago Murray Gould came to real estate from a background in university teaching. Murray listens carefully, explains clearly, and protects his clients. Because his business depends on client satisfaction and subsequent referrals, he does everything in his power to exceed expectations, serving his clients well beyond just the one transaction. Murray's goal is to become his clients' personal Real Estate Consultant for Life.

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