Bethesda real estate MD, Gaithersburg real estate and Montgomery County real estate, home listings and homes for sale in Maryland - Murray J. Gould, REALTOR® Murray J. Gould REALTOR(r) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Murray J. Gould NUMBER1EXPERT(tm) for Bethesda, Gaithersburg and Montgomery County, Maryland real estate

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Murray J. Gould, REALTOR®, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)


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Murray Looked Out For Our Best Interests
His humor and positive attitude made the process and the entire experience enjoyable and less stressful.
Chad and Christine Rhine
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Bethesda Real Estate MD | Gaithersburg Real Estate | Montgomery County Real Estate MD | Maryland Home Listings & Homes For Sale

My goal is to help you find the information you need to make informed decisions about buying or selling a home. 

CLICK ON ANY LINK BELOW TO START YOUR JOURNEY
 

What's for Sale?
Search all local listings. If a home is for sale, you will find it with this complete, up-to-date search engine.
   
Or,
Search all local listings AND RECEIVE AUTOMATED EMAILS whenever a home comes on the market that meets your requirements. Stay ahead of the competition.
     
  See Murray's featured homes
Find comprehensive information, including photos and virtual tours, on homes listed by Murray and some of his co-workers.
     
  How much did that home sell for?
Enter any address, ANYWHERE IN THE UNITED STATES, for an immediate answer.
When prompted, insert only the street name of the property you are interested in. You will then be given the most recent selling price of every home in that neighborhood.
     
  How do I inspect a home I may want to buy?
Make the most of that initial visit. Learn what to look for, what's important, what's not.
     
  How do I get my own home ready to sell?
What do buyers value most? Which improvements are worth spending money on? Which improvements don't affect value very much?
     
     
  What type of mortgage is best for me?
What are the choices? How do I find the best rate?
     
  What are credit scores?
How do they affect my buying power? How can I improve mine?
     
  What happens at Settlement?
What can I expect? What is expected of me?
     
  Where do I get comprehensive information about local local schools? Here.
     
  How do I lower my homeowner's insurance costs?
     
  How do I find a good moving company?
     
  What's the best travel route to my job?
Where are the most convenient roads? How can I avoid heavy traffic? Where do the buses stop? Where are the Metro stations?
     
  Who owns that house down the street?
When did they buy it? How much did they pay? How much land does it have? What is the shape of the lot? Welcome to the Maryland Real Property website.
     
     
  Tell me everything I need to know about Montgomery County, its cities and towns.

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IMPORTANT LOCAL PHONE NUMBERS
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School Reports in Bethesda, Gaithersburg and Montgomery County, Maryland
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Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Bethesda, Gaithersburg and Montgomery County 

Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
See More Real Estate Trivia >

School Reports
See the nation's top rated reports for Schools in Bethesda, Gaithersburg and Montgomery County >


Affiliates




Murray J. Gould, REALTOR®, real estate agent and broker for Bethesda, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Murray J. Gould
Gould Properties LLC

12404 Bobbink Court
Potomac
MD 20854
Office: 301 -674 -3668
Fax: 301-424 -0610
Email:: murgo1234@verizon.net

Twenty-three years ago Murray Gould came to real estate from a background in university teaching. Murray listens carefully, explains clearly, and protects his clients. Because his business depends on client satisfaction and subsequent referrals, he does everything in his power to exceed expectations, serving his clients well beyond just the one transaction. Murray's goal is to become his clients' personal Real Estate Consultant for Life.


RE/MAX Pros real estate and homes for sale in Bethesda, Gaithersburg and Montgomery County Maryland

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